Loan Types
Visa Credit Card
Online Loan Application
Financial Calculators
     
 
Loan Rates  
Automobiles (New and Used), Boats, Motorcycles, & Other Recreational Vehicles
730+ up to 84 months 1.99%
680-729 up to 84 months 2.99%
640-679 up to 84 months 4.99%
600-639 up to 84 months 6.99%
550-599 up to 84 months 10.99%
<549 or No Credit History up to 84 months 12.99%

*limited time offer and may end at any time*

*APR is the "Annual Percentage Rate." Rates quoted are based on individual's excellent and substantial credit and key loan characteristics, including but not limited to amount, term and vehicle characteristics. Other terms and conditions may apply. Please see your branch for complete details.

Collateral Loans May Be Subject To GAP Insurance
Motor Vehicle - $495  •  Power Sport - $495  •  Recreational Vehicle - $495  •  Watercraft - $495

Loan to Value Adjustments
Below 80% LTV -1.00%
80% - 90% LTV -.50%
91% - 100% LTV BASE RATE
101% - 120% LTV +1.00%
121% - 125% LTV +2.00%

 

Age of Collateral  
Add 1.00% to adjusted rates on model years 2-3 years old
Add 2.00% to adjusted rates on model years 4-6 years old
Add 3.00% to adjusted rates on model years greater than 6 years old

 

Unsecured Signature Loans
A+ 8.65%
A 9.65%
B 10.65%
C 12.25%
D 16.25%
F 18.00%

A thru F paper grades are determined by scoring factors developed by the Credit Union.


Visa Credit Cards  
VISA Platinum 8.9% APR*
VISA Classic 10.9% APR*

 

Rates effective as of January 1, 2017. Rates are subject to change. All rates are shown as *APR = Annual Percentage Rate.

This credit union is federally insured by the National Credit Union Administration.
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