Share Certificates of Deposit CD's

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We offer six month, one year, two year and five year CD’s. A minimum balance of $2000 is all you need to establish this account. Dividend rates vary based upon the account type chosen and are fixed for the term.

These accounts automatically renew at maturity so you don’t have to visit our office each time it matures. You will be notified prior to maturity, and have a 10-day grace period from maturity, to withdraw funds without a penalty. Penalties are charged for early withdrawal.

A one time “Step-up” is offered on all 2 year and 5 year CD’s. This allows you to take advantage of higher dividends should the interest rate increase. This is a one time option. (If a pledge loan is secured by the CD that will increase, so will the interest rate on the pledge loan).