Fees Updated 12/2010

Share Savings Accounts Fees

Share Account - Excessive Withdrawals $3.00/withdrawal after 3 in a 30 day period

Christmas Club Account - Early Withdrawals $10.00

Certificate of Deposit (6 & 12 Month) - Early Withdrawals 90 days of Interest

Certificate of Deposit (2 & 5 Year) - Early Withdrawals 6 Months of Interest

IRA Account - Open or Close $10.00 per account

Sharedraft Accounts Fees

Overdraft/NSF $25.00 per item

Member Privilege $25.00 per item

Stop Payment (Valid For 6 Months) $15.00 per request

Stop Payment (Valid For 12 Months) $25.00 per request

Check Printing Price vary depending on style

Freedom Sharedraft No Charge

United Sharedraft  $3.00 monthly service fee /$250.00 average daily balance or have direct deposit

Patriotic Sharedraft No Charge

Loan Application Fees

Rejected application that is resubmitted by same member within 30 days $25.00 per application

Payment deferral and/or loan extensions (not to exceed 2 months per year) $50.00/loan per month

Satisfaction of Lien $25.00 per Lien

Other Services Fees

Copy of Check Provided By CU $2.00 per item (no charge from internet)

Statement Copy (Current Year) $5.00 per month copied /no charge for Estatements

Account History Printout By CU $2.00 per month provided (No charge internet)

Account Reconciliation/Research $25.00 per hour

Account History or Check Copy Faxed or Mailed $2.00

Year End Statements $5.00 per month copied

Returned Checks (3rd Party Check) $15.00 per item

Returned Checks (3rd Party Check) - Shared Branch Deposit $25.00 per item

Cashiers Check - Member $6.00 per item

Cashiers Check - Non-Member $12.00 per item

Money Order - Member $1.25 per item

Money Order - Non-Member $2.25 per item

Outgoing Wire Transfer or Western Union $14.00 per wire within US; $30 International

Visa Cash Advance - Member No Charge

Visa Cash Advance - Non-Member ($50.00) $2.00 per transaction

Mail Returned (without member notification) $10.00 per month

Dormant Account (inactive after 12 Months) $10.00 per month

American Express Travelers' Cheques - Member No Charge

American Express Travelers' Cheques - Non-Member $1.00 per $100.00

AE Travelers' Cheques for Two - Member $1.25 per $250.00

AE Travelers' Cheques for Two - Non-Member $2.50 per $250.00

AE Gift Checks - Member $1.25 per gift check

AE Gift Checks - Non-Member $2.00 per gift check

Visa Travel Card - Member $5.00 per card

Visa Travel Card - Non-Member $10.00 per card

Visa Travel Card Reload $3.00 per load-member;$5.00 per non-member

Visa Gift Card - Member $5.00 per card

Visa Gift Card - Non-Member $7.00 per card

Items sent for Collection $10.00 per item

Legal/Levy $25.00 per item

Temporary Checks $1.00 for 4 checks

Pin Reissue $2.00 per request

Re-Open Accounts $5.00 after 6 months & account in good standing; $20.00 for accounts not in good standing & after charged off balance paid in full